Journal des déclenchements du filtre antiabus

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All early withdrawals from a 401(k) plan are subject to a 10 percent excise tax. Take note that if you invest in a mutual fund outside of a tax-sheltered401(k) or IRA account, you will be subject to capital gains tax each time your fund manager sells assets to invest money in other securities. To cash out all or part of a 401(k) fund without being penalized, a person must reach the age of 59 1/2, die, become disabled or -- under some plans -- suffer a "financial hardship." Penalty-free withdrawals are also available when an employer discontinues the 401(k) plan without establishing a new defined contribution plan. 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